Confessions of an Auto Finance Company Employee

So last Friday morning we were awakened out of our sleep by somone laying on our buzzer! If you've ever been awoken out of your sleep by any loud sound whether it be a baby crying, smoke alarm or whatever then you know how it leaves you in that sort of panic state. So I stumbled to the living room and politely, asked who was at the buzzer. Naw I'm lying I think I said something like "who the hell is this?"

The respondant stated they were with some auto recovery place and they were looking for the previous tenant. I yelled back they don't live here or something to that affect. They persisted to ask where he lives now and is he in another apartment. I again yelled I don't know, but he doesn't live here. They tried to again aggressively question me through the intercom. Finally, they said well this is unit ___ and we have his car on the tow truck. I was about to say I don't give a.... "wait what kind of car is it?" (I'm good but I was half sleep so you know I had to just make sure. lol) He replied "A Mercedes Benz." I yelled back "oh ok well whatever he don't live here bye!"

After that I looked at the time and it was like 4am. I was left unable to go back to sleep for probably another hour. Mind you I get up at like 6:40am. But in the end I guess I found it kind of funny, just because of what I used to do for a living. So as a treat to all those that may be struggling in this down economy I decided to re-post the blog below. Some tips that may help you out if you're in the same spot as my man with the Benz.
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To begin, this is an anonymous posting. It is coming from a person that has expertise in this field/industry and felt the need to help out some individuals by giving out inside information. Use the information as you choose and at your own risk. We assume no liability for what happens based on you using or not using the information...

As we all know today's economy is not what it was 8+ years ago. People are really struggling now a days. They're getting laid off from work, they're in debt, and barely able to keep their head above water. In some cases they're unable to afford food to eat let alone keep a roof over their head or a car to get around in.

Well I work in the car finance company and I have witnessed the people struggling to pay high car note payments. It's hard out here for everyone. And when you're put into a situation as to whether you keep a roof over your family's head and food in the fridge versus to pay a car note payment well it's a simple choice as to which is going to fall by the way side. However, business is business and well the Finance Company is in business to make money and if you're not going to pay for whatever the reason may be well they have no choice but to do what they have to do. And ultimately that decision will be to come looking for their collateral which is the car and or truck or motorcyle.


Well I've been in this field for over 5 years and I've seen and done it all when it comes to car financing and repossessions. However, I'm just the low man on the totem pole so I'm just like the average person. Possibly a paycheck or 2 away from being a victim of the same fate. Therefore, I am writing this confession in an attempt to hopefully help some unfortunate individuals avoid the Repo man. Keep in mind I am not advocating or urging anyone to not pay their bills. Paying your bills on time is always the right thing to do. But just in case anyone finds themselves in a rough spot given these tough economic times well here's a guide to hopefully help you out some. If this doesn't apply to you then be happy but anyone can fall on hard times. But if you can't utilize this information you may know someone that can, just pass it on.

First off keep in mind that all Finance Companies are different in the way they operate. Some are more lenient and allow you to go further behind and will work with you more than others. While some are much stricter, especially given that many customers are no longer paying. Therefore, use this only as a loose guide.

Always keep in contact with the Finance company as soon as a problem arises and you can not pay. If you just got laid off make sure that you contact them immediately. Usually most finance companies offer some type of payment deferment for situations like these where you can skip 1 or 2 months payments at least once a year. Therefore, my first bit of advice is even when times are tough and you're not able to pay for whatever the reason to always keep in touch with your finance company. Of course once you get behind they will without a doubt begin to call you. Although no one like to talk to bill collectors, keep in mind that this isn't a credit card, phone bill, or any other unsecured account. Your vehicle is that company's security. So if they feel at any point that their security is is jeopardy they have the right to come and get it. So if they call answer the phone or if they leave a message return the call. The fastest way to end up on the Repo list is to lose all contact with your finance company. They will assume that you've purposely stopped paying. So when they call you let them know you are not neglecting the car note and plan on paying as soon as you have the money to do so. However, do not make false arrangements that you know you can not keep just to get them off of the phone. Breaking arrangements is also another swift way to get put on the repo list. Also, if you're required to have full coverage insurance on your vehicle then a lapse in your insurance will also bring about the red flags and may even cause them to put forced placed insurance on your vehicle at a higher cost than you providing your own insurance.

So let's say you've exhausted all your means of help meaning you've gotten extensions on your payments and you're still unable to make your monthly payment. Well most companies will make a decision on whether to repo once a person is at least 30 days past due. This means that say your due date is the 20th of each month and you've missed last month's payment. Well when the 20th of the present month comes along you're officially 30 days past due and are technically due 2 payments. Most customers feel like I'm only behind on the last month's payment. However, the finance company will look at it as 2 payments behind and based on your previous payment history (how many payments total and made on time), the value of your vehicle vs. the amount you still owe (if your vehicle is almost paid off it's likely to be worth more money), and sometimes even your attitude towards the collectors when they call you will all determine if you go out for repo. So I would use the 30 day mark as a range of when you can start to suspect your vehicle may be out for repo or about to be put out. At that point you should begin to implement the rules I've listed below.

1.) Keep it Garaged!
If you have a home with a garage then whenever you're home always make sure your vehicle is in the garage. Technically by law a repo company can not enter your garage without a court order (we'll discuss that later). However, that doesn't stop some grimy repo companies from attempting to go in your garage depending on what type of garage you have. Therefore, if you have a garage with windows on it you should cover up the windows so that no one will be able to see inside. Just keep in mind that a repo companies are powerless if they can not find your vehicle. The most they can do is try other clever ways (keep reading) to attempt to retrieve the vehicle.

2.) Keep it Fenced or Blocked In
If you do not have a garage but have a gated or fenced in driveway or hard then you're in just as good a shape. Although they can see the car because of your gated driveway they can not remove the vehicle. Just make sure you have a heavy duty lock and or chain because they are not above trying to cut a lock. Also if you don't have a fence but say you have more than one vehicle or live with a group of people then you can essentially block your car in. The idea is to make sure it's blocked in nice and tight though. Although they are able to most likely easily obtain a key for your vehicle, they are not going to be able to tow 4-5 vehicles out of your driveway to get to yours. Nor will they risk trying to drive it out or tow it out for fear of damaging the other vehicles.


3.) Switch Cars
If you are not fortunate enough to live in a house with a garage or if you work at a job that doesn't have secured parking this may be the best option for you. If you have someone that is willing to help you out ask them to switch vehicles with you. They drive your car and you drive theirs. However, please remember that when you applied for this loan you filled out a reference sheet with 3-5 people you put down as a personal reference. You supplied a name, phone number, and address for those individuals. So make sure that the person you switch with is not on that reference list. I would venture to say that switching cars is probably the most effective way to avoid the repo man. Because they essentially have no clue who has the vehicle. They may know exactly where you live and work and how to contact you. But if you are not driving the vehicle they are looking for then that information is useless. However, as you keep reading the person you switch vehicles with will need to keep some things in mind as well.


4.) Cover it Up.
Although this is not as full proof as switching cars or keeping it in a garage it can possibly be a temporary fix for those of you without garages. While standing on the outside of your car if you look in the front windshield on the far right at the bottom there is a little notch inside there are 17 characters (numbers and letters). This is your VIN (Vehicle Identification Number). This is how they can officially identify your vehicle as being the one they have out for repo. Another way to identify is by plate #. Well if you keep that number covered with a paper or something from the inside it makes it difficult to identify if they have the right vehicle. So they may spot a vehicle that fits the description of the one they have out for repo but if they can't verify that VIN then some companies are reluctant to repo the vehicle for fear of repossessing the wrong one. However, keep in mind that if you simply have it covered there's nothing to stop them from popping your lock and removing the paper you have there. Remember they are a towing company and have the tools to do so. You can try to remove that Vin # from the panel but I don't know the difficulty of doing so. Also, another extreme means would be to paint your vehicle a totally different color. I'm not sure what a paint job runs now a days but I guess if you had the money for a paint job you'd pay the note.

Another indicator of whether or not it is the correct vehicle is the plate #. Repo companies utilize license plate numbers all the time. This is why the switcharoo described above is still not full proof. If you're spotted driving your friend's car or if your friends car is always parked in your driveway then there is nothing to stop them from running your friend's plate #. Once they do it will come back to your friends name and they can then retrieve the friends address. So I would recommend keeping the plate # covered up or removed while parked in your own personal drive way. Now if you do that while parking on the street or in a public parking area you will risk getting ticketed which will bring about other problems as you keep reading.

5.) Avoid Tickets
If you or even if you have switched vehicles with someone it is important that you and that friend avoid getting ticketed for any reason. The reason is because there is a way (At least in the City of Chicago) that you can check to see if a vehicle has received a parking ticket or a red light violation ticket. Once that information is obtained there is a way (which I can not disclose) that the finance or repo company can find out the exact location of where that ticket was given. So say you got a ticket for expired plates or no city sticker while you were parked over your girl's crib. Well they can then find from that ticket your girls address and in turn attempt to repo you from there. Also, the red light violation tickets are online as well. Some you can actually view the video of you running the light. It may be harder to indicate where you were going at the time but it can at least pin point a radius of the area you are in. Also, remember that if for whatever reason your vehicle is booted due to excessive tickets it can then be impounded. Once a vehicle is impounded the finance company will receive notice of this. There is usually about a 3-7 day lapse as to when they receive notice though depending on the city you're impounded in. So if you are impounded and know that you are behind on your payments you better get the vehicle out of the pound right away. Because once the finance company receives notice they will immediately go and pick up the vehicle.


6.) Don't Run Your Credit
Unless you're trying to get a loan that will pay your car note up to date I would avoid having your credit report ran or applying for any new credit. The reason being that any new information you give such as a job, address or phone number will most likely appear on your credit report next time it is ran. And keep in mind that you signed a credit application allowing the finance company to run your credit and they can do so in order to find you or find out information about you. Also, say for instance you just opened up a new account with a new creditor there are ways (which I can not disclose) that they can get the information you provided on your account to that new creditor. Including your current address, phone number, and job information.

7.) Home for the Holidays
Remember I mentioned those references? Well unfortunately you may want to avoid visiting them in your vehicle that is out for repo especially on the holidays. That is right finance and repo companies will some times make it a point to check certain addresses on holidays. If they have your mom or grandmom's address they will run it on a holiday hoping to catch you visiting on Thanksgiving, Christmas or 4th of July. Also, speaking of references if you have any bad blood with any of the people you've put as a reference you may want to quickly make amends with them. Because when it boils down to it they will not hesitate to snitch you out to the repo or finance company. I've seen bitter baby mama's and ex-girlfriends do it a lot. And just know that the finance company is not above offering financial restitution [A bribe] in exchange for information on where you or their vehicle is. What's a couple hundred dollars when it will lead to them recovering their vehicle worth thousands of dollars.

8.) Trap Cards
There are plenty of tactics that can be used to get you to call and once you do they will try to fish for information. One of these tactics is called using a trap card. The repo company will leave a card and or letter at the address stating something that will get you to call them. Once a company we utilized left a card indicating that they were trying to deliver a package to the customer. Well the customer called them back stating she's not home during the day and to deliver the package to her work. Well needless to say that information was used to repo the vehicle and there was never a real package. So if something sounds too good to be true it usually is. Also, with this you should avoid answering unknown/blocked calls, or calls from numbers you do not recognize. If you must return a call check the next tip on how to respond.

9.) Use a Payphone
If for any reason you decide to or have to contact the finance company it's best to do so from a payphone. I know they're kind of hard to find now a days but it will keep them off of your trail. Don't try to use your friend's phone or anyone else because they will find out who's phone you're using. And with today's technology even if you call in blocked or (*67) they can still get the number you're calling from. And if you call from a number they don't have already even if it's a friend's phone they will find out the name and address that number goes to. There are ways they can even text message you with hopes that you respond.

10.) Change of Address
If your vehicle is out for repo they will try to find you at any and every address they have associated with your account. Even old addresses you didn't even know they had. So, if you've moved from a previous address you may not want to put in a change of address with the post office. If your finance company sends a letter to your previous address then the post office will send a change of address back to the company. And you know they'll be looking for you at your new address.

11.) Don't Answer the Door
Just as with answering the phone for unknown callers don't answer the door either. Repo agents will come right up to your door and knock to get in touch with you. Some agents may use aggressive or scare tactics in order to reach you or to obtain the vehicle. For instance some agents carry badges but the badges are simply repossesor badges. But obviously they're hoping that you or the person that answers the door will think it's a police badge. I've even heard of agents lying saying that the vehicle was involved in a hit and run accident with hopes someone will give up some information. So if you have a peep hole use it and don't answer the door for any unknown individuals.


12.) Be on the Look out
Most people think of repo and think tow truck. Well now a days repo agents don't drive the traditional tow trucks. Some have high tech vehicles that look like regular pick up trucks. Also, as I mentioned they can get a copy of your key very easily. So some times they will travel in a regular car hoping to spot your vehicle and simple drive off in it. So, if you're on the look out you'll want to look for anything supsicious not just a tow truck driving down your block.

If you follow the above rules and tips you should be able to avoid the repo man for a time being. Again, this is not a guide for someone to rip off the finance companies even though they may have ripped you off (should've read the fine print). But if you're in a bind and need to buy yourself some time in order to get your finances together then these things may indeed help you out. The last thing that I want to discuss is something that can be a consequence of avoiding the repo man too long. Of course you can face adverse credit ratings, and possibly having your wages garnished. But if the vehicle is expensive and worth a lot to the finance company they can obtain what is called a Replevin. Basically a replevin is a court order in which the finance company has obtained which allows them to demand that you give them the vehicle back. Once this court order is obtained and served to you by a sheriff officer you must surrender the vehicle within the specified time or you will basically be arrested. So, again utilize the above info only to buy yourself time don't go into the business of ripping off finance companies.

--Anonymous--

Myspace Madness

When we first started this blog our cousin made a comment. She said "if you're not making a personal diary on this blog then won't you eventually run out of things to blog about?" Well Cuzzo we're 9 months in and still going strong. As much as we try to not make this a personal blog, there are often times when certain things just get thrown in your lap. Well at that point you have no choice but to blog about them. I have a song I wrote called "Walk in my Shoes" and part of the chorus states "If you take a walk in my shoes and lace em' up/ you'll see that I'm for real man I can't make this up." So here is one of those situations.

Here's the background info: I'm not going to go personally into all of the nitty gritty, but let's just say due to certain circumstances my brother and I aren't the closest with our father. Now in recent months he's made attempts to rebuild the relationship. But to be honest, let's just say as Jay-Z said "It's a slow process and I ain't got nothing but time."

So a few days ago I get a weird text message. After reading it I realize it's a text message sent via yahoo messenger. The message happened to be from my father. So I'm in my head like "who in the hell put him up on yahoo messenger?" Not that he's too old or anything because my mom uses yahoo messenger at times. But for some reason it was just weird coming from him. So the message is general so I go ahead and reply. Then he begins to ask me about my music and when my cd is coming out. So I tell him and give him my myspace link www.myspace.com/crecksinkrowd. I think nothing of this innocent gesture as I felt if he was really interested he would appreciate seeing the site. He said he would check it out and that was the end of the convo. At least so I thought.

Well I got another of these texts from him last night. I was actually online at the time, so I just went ahead and IM'd him directly through yahoo messenger. He was going on saying how much he liked my myspace page and how professional it looked. Also, he stated that he was looking forward to hearing my CD. Now my father was into music way back in the days. But just like all musicians I guess you just never give up on the dream. So, he was going on about how he wanted to collabo with me (LMAO), how he can help me, about this artist he's producing, and how he knows so and so he can give my cd to. Blah blah, Yada Yada. So in parting he makes this statement. "Who are the ladies on your myspace page?" I'm like I don't know it's a music page everyone gets approved so it could be anyone. Some of them I know some are just myspace friends. So, he closes saying "Well I don't know which were which but Wow!! had me thinking... Never mind talk to you later son." I shook my head as he signed out of messenger and again thought that was that.

So not too long after that I go on to my myspace page to check my messages and play that damn Mafia Game I'm addicted to. LoL. So I notice I have a new friend request and a new message. I get all kinds of friend requests, so I never really pay attention to nor ever visit the pages of some of the clowns that send me requests. As I said everyone gets approved! So when I looked at this latest request. The name first stuck out. But I'm like Oh Hell No this just couldn't be. So I go to my messages and see I have a message from this person as well. I read the message and immediately start to "crack" the hell up like Bobby and Whitney. I go to the person's page and see the main picture and just begin to shake my goddamn head. I begin to read the profile and let out a WTF aloud. Can this nigga be serious?

I'm sure you guessed it by now. But yes my damn father had created a myspace page. Now my father brings about all kinds of hilarity just for no damn reason some times. I've referred to him as dad and father here, but trust he gets called a lot of names by us and neither of those are often spoken. Trust if I got down and personal I would have endless blogs that would have you dying a slow death from laughter. However, this officially took the cake. I immediately got on the phone and called my brother. When I tell him the story we're both damn near in tears. But wait here's the kicker. You ready? The nigga listed his age as 40!! 40? Are you serious? My brother is 30 and I'll be 29 this year. So you were 10 and 11 when you had us? Get the hell outta here. This so reminded me of the episode of Boondocks where granddad was on myspace meeting women. See the clip below.



See this is why certain technologies are dangerous when they fall into the hands of either young children or older people. Now I'm not saying there is anything wrong with older people being on myspace. So if any of your parents have myspace pages then more power to them. However, I do have a problem with MY parents being on there. In addition, I would have a problem with my parents frequenting the same club I hit up. I don't want to see pops trying to holler at young girls or mom's (not that she ever would) dropping it like it's hot. There just has to be certain boundaries that are set and respected.

So in an attempt to see if I was alone in this boat, I did some research and just did a quick browse on myspace for people ages 50 (my dad's real age) - 68 (the maximum age field myspace allows). Well apparently within a 250 mile radius of my zip code there were about 3000 people men and women that fit that search criteria. I clicked through a few pages and noticed the majority of them were white people. But I guess I felt a little better knowing that I'm not the only child being embarrassed by their parent.

I just find it funny that I just wrote a blog about being the cool dad to my son as he gets older. I mean I want to be up to date with slang and technology; however, at age 50 my son will be 26. By that time as cool as I would want to still be in his eye, I think I would have just embraced my old age.

I'm honestly still debating on whether to approve this friend request or not. The good thing with having over 1000 friends is that he would be buried in the pile. But there's absolutely no way in hell that he's going in my top friends. I'll keep a running update on how the new myspace adventures are going. I'm sure my brother will have to also state his take on the situation. So this definitely won't be the last you hear of this subject. All I know is if I get a friend request from my mom I'm closing that damn page down quicker than a buffet when a bus load of obese people pull up. LoL. Oh and to my cousin as long as I have gold like this I'll never run out of stuff to blog about. And by the way cuzzo you're in my top friends on myspace, so check your inbox. I'm sure that your uncle sent you a friend request too. So far he only has Tom and some unforsaken victim. LMAO!!

--C-Recks--

Text-ual Healing

Well its the New Year, and with the new year comes many wonderful things: mostly new beginnings, and next week, a new President. However with the New Year also comes one of the more dreaded aspects: new laws are taking effect all over the country. I just want to take a minute to express my displeasure with one in particular. I am currently in Los Angeles,California: home of palm trees and blond bitches. (According to Ice Cube, Lol). But as I stated in a previous blog, California is also the testing place for some of our more wacky laws that spread across the country. The newest is a law banning text messaging while driving. This encompasses Reading, composing, and sending text messages. The state of California rushed this particular law through very quickly. See, in 2006, the California legislature passed a law making it illegal to talk on your cell phone in any manner that was less than hands free. The law may have been passed in 2006, but it was not to take effect until July 1st, 2008. I guess upon its arrival over the summer, there must have been an increase in the number of individuals caught text messaging, because, as I remember it, sometime around August or September, the legislature decided that text messaging while driving was just as dangerous. BANNED! Law to take effect January 1st, 2009. And that's where we find ourselves today.

Now in the interest of intellectual honesty, I will admit that I am one of those people who reads, composes, and sends text messages while driving. In my defense however, I drive about 5 times as much as a normal person, maybe more. So its unrealistic to think that I would never find myself in a situation in which I have to read, write or send a text. Also, I have an incredible driving record. (In every state but Illinois. Lol. But that's another blog for another time). So what I'm saying is that whenever I'm driving, I'm also in my office. Meaning that text messages, emails and making/taking phone calls is an absolute must. And to this point, I've been nothing but safe while doing so.

That's my initial argument against the anti-texting ban. However, I have one main argument. We've all seen people driving doing something that I believe is infinitely more dangerous while driving. I'm speaking of people who drive while holding they damn dogs! I don't know about you, but this ranks in my top ten of all-time pet peeves (No pun intended). Now I believe it a fair comparison. Holding a dog while driving versus holding a cell phone while driving. The difference between the two is that the cell phone is an object that only responds to what I command it to do. A dog on the other hand is an animal that is has a mind of its own. Yes there are some dogs that are better trained than others, but that dog is still going to do what it wants to do at the end of the day. And no matter how well trained the dog is, it has absolutely no concept of what the driver is doing.

All that being said, you might ask yourself "why isn't holding an animal while driving illegal?" Seems like a proper question given the assault of cell phone usage the last 3-5 years. Well, in all fairness, the California legislature took up the issue in 2008. A bill was proposed, and passed. All it required was a signature from the governor. No Go! Governor Arnold Schwarzenegger, in his seemingly limited wisdom, vetoed the bill as it came across his desk. Now this is the man who said “The simple fact is it’s dangerous to talk on your cell phone while driving. CHP data show that cell phones are the number one cause of distracted-driving accidents.” Hmmm, I may be able to concede that fact. But since you're doing such a bang up job Nanny Governator, why don't you take a stab at some other things that are dangerous while driving? Say, changing the song on the radio or your ipod, grabbing a bite to eat on the go, and definitely keeping them damn dogs out of the front seat of your car.

I'm not against passing laws to protect the masses. Sometimes government does have our greater good at heart. It just when you have such hypocrisy on the part of some law makers, you have to wonder what their actual motivations are. When it comes to these cell phone laws, I'm sure that the makers of different bluetooth and ear pieces have paid a pretty penny to different governments around the country to ensure that you'll no longer be able to get by with just a hand held. And to all you pooch holders: I guess until PETA starts bitching to the government about how you're endangering the welfare of your pets, and someone invents a doggy car seat, and then lobbies the government to pass a ban on holding your pets while driving, I guess you're in the clear. (Lord, please hasten that day)!


-DrizaDre-

I Got The Hook Up!!

"I got the hook-up, Holla if you hear me. Ugggnnnhhh!!" - Master P

If I had a dollar for every time I heard someone mention that they have the hook up on this or that I wouldn't be rich, but let's just say I'd be a little more financially stable than I presently am. I mean I like anyone else, enjoy a deal as opposed to paying the full price. However, if you've ever experienced a "hook up" why does it seem like the savings you're getting are never quite worth the hassle?

While some people live and die by them, honestly I personally don't look for hook-ups. Now every so often they may get presented to me and at that time I weigh out the worth of what I'm saving as far as time/money vs. how much I want what the hook up is. For instance, over a year ago I'm walking home from work and minding my own business. I walked past an Indian market and saw 2 black guys in there. Okay at that point I was no longer minding my own business I was being nosey and also making sure nothing was about to go down. LoL. I mean why were these black guys in this Indian store? So I slowed down and saw they were trying to sell something, which I figured from the start. My eye spied a box that looked like a Playstation 3. So I slowed my walk down to a halt. I waited around for them to come out of the store. As they came out I asked what they were selling. They confirmed it was a brand new PS3 and that the Indian dude wouldn't bite. So, I inquired as to how much they wanted if I could check out the merchandise. They showed it and gave me a price which was substantially below retail value. The box was brand new and they proceeded to open it in front of me.

See this lesson I learned a long time ago from my Uncle Michael. I was maybe 7 or 8 could have been younger. However, all I remember was my father clowning my uncle because the fool bought a VCR from someone on the street. And when he went home and opened it well it was a box of bricks. LMAO.

So, I first inspected the goods and could see they were inside Styrofoam and all. This was legit. I didn't ask where they acquired said merchandise nor did I want to know or care. I made a quick call to my brother and confirmed that the asking price was well below the actual and completed the transaction. My Ps3 worked and has worked fine ever since I purchased it. Now that is a great hook up if you ask me.

Now it is very rare that I take advantage of hook ups because I am probably the biggest skeptic in the world. Think of the saying "believe none of what you hear and half of what you see." Well even if I see it right in front of me and can touch and feel that it's real I'm probably going to still question it. So anyways, over this Christmas season I won't front some situations had me just a bit strapped for cash. A few weeks ago my best friend informed me of a hook up one of her co-workers knew about. Without disclosing exactly what the hook up was, basically you could pay this particular bill to the hook up man and they would double what you pay them on your bill. So if your bill was $80 you pay them $40, they most likely pocket the $40, but somehow the $80 on your bill is paid.

When I was told this I didn't think anything of it and told my BFF that I'm good I'll just continue to pay that bill the regular way. Well that was until an unexpected charge appeared on that bill. I was then faced with a tough decision. Pay the bill entirely and be dead broke over the Holidays or try out this hook up. Damn! Although, I had met my BFF's co-worker once before, I didn't know this 3rd Party person or how this hook up worked. However, I was desperate and went against my better judgement (which I rarely do). So, the co-worker makes the call and I'm to meet up with the 3rd Party at where they work. Now the bill I was getting taken care of was not like a $50-$100 bill. It was a lot more than that or else I would not have even considered this avenue and would have just paid it.

So I meet with the 3rd party at the location and the individual turned out to be Arab (Clue #1-I don't trust Arabs for some reason. No offense to any of them but they just seem shady to me and this one was slick talking as hell). Now for some reason I was expecting this 3rd party to be a brotha name Tyrone, but it just wasn't the case. So I walk up to him confirm he's the guy I'm looking for, but he acts like he doesn't know what I'm talking about (Clue #2-I hate secrets and secretive actions. I don't like code names and code words if I can't speak openly about it then I don't like to deal with it). But he quickly says "oh [co-worker's name] sent you right?" I'm like yeah she did. He then rips the corner piece of paper off of a larger sheet and hands it to me. He explains for me to write down my name and account information and give him the money. I proceed to do as I'm told.

He then says "okay give it 24-48 hours and the payment will be posted to your account. I then ask a dumb question, but excuse me I'm just too used to dealing with legit establishments. "Can I get a receipt or something showing this transaction?" The guy laughs (Clue #3 - I know I can often be funny and make others laugh, but don't laugh at me when I'm being serious about something, I hate that) and says "there is no receipt. Your girl [co-worker's name] is your receipt. She knows how this works and if you have any problems just come back and see me." Again the skeptic in me wanted to tell this fool to give me my damn money back and get the hell out of here. Unfortunately, the desperation in me talked me into saying alright give it a chance because if it's a legit hook up you are golden and can continue to come back to utilize it. So I studied this guys face very closely before I left. I figured just in case things went bad I could make sure I was whoopin the right person's ass over my money.

Alright, so this original transaction took place on Monday December 15th. So I'm expecting my bill to be paid by Wednesday evening. But Wednesday comes and when I checked online guess what? It wasn't paid! So I ask my best friend to holla at her girl [co-worker] and see what's the deal. She tells me she texted and called the 3rd Party and he didn't respond. So come Thursday I again ask my best friend to see what's the deal with her girl. Well this time her girl's response is almost on some well I'm not in it type fashion and that's between them. Not to mention she wouldn't give up the 3rd party's phone number. So my skepticism leads me to believe that maybe this chick [the co-worker] is in on this shit and they just stuck me for my paper like Biggie said? Well I knew that the following day was going to be my best friend's graduation; therefore, I didn't want to keep burdening her about this especially given she had other stuff to deal with. So, I let it alone and figured I would just go back up there over the weekend.

All day Friday I had been checking online to see if the payment was posted, but nothing. Same thing Saturday and nothing. So Sunday evening I popped up on the 3rd Party. Now the first time I was more in business mode. This time I was more in "wish a nigga would mode" and it showed. He tries to play as if he didn't know who I was and asked "can I help you?" I tell my man's "look you already helped me on Monday and said 48 hours it's been 5 days why you bullshitting me?" So, he proceeds to thumb through a pile of about 20-30 of these scraps of paper with peoples names and account info written on them (Clue #4 - Not sure if this was a good or bad clue on one hand I'm like he obviously does this all the time if he has all these sheets, but then I'm like it's a scrap of paper this shit can get lost at any point then what?). He gets about midway through the pile and pulls out my name/account info. He then picks up the phone and calls someone and begins speaking his native tongue (Clue #5 - Anyone can pick up a phone and speak something in a different language especially if the other person doesn't understand them). This tactic didn't move me, he could have been calling his girl having phone sex at that moment and I still wouldn't have known what he was saying.

So he gets off the phone and tells me it'll be posted in another 24-48 hours. Now by this time I'm cursing (remember "wish a nigga would mode") "that's the same shit you told me on Monday either make this happen or run my cash back." He says "I assure you it will be posted some times it can take up to a week ask your girl." I say "she ain't tellin me shit so I don't know what the procedure is all I know is my shit ain't paid." He asks "what do you think I'm taking your money?" and proceeds to pull out a wad of cash. Off eyes, glance it was maybe $600 or so. He says "I have money thanks to God (Clue #6 - don't they worship Allah? Could be an ignorant assumption but still suspect all in all) I'm not trying to take your money I'm just trying to help people out get them half of their bill." I tell him "first off if you subtract what I gave you, your pockets ain't all that laced, second of all I don't give a fuck about other people or all that madness you talkin I just want my bill paid." He then says "here take my number if there is any problem you call me, no better yet text me and I'll respond right away." Now I won't front this made me feel a little more at ease, because now I wouldn't have to have my best friend bothering her co-worker on the daily about this. Now I could simply go directly to the source. Also, I figured if shit got any worse I know exactly how to track this cat via his phone number.

So I take his number and dial it and make sure his phone rings. It does and I lock the number in my phone. So I started my vacation the Friday of my best friend's graduation and was going to be off all week. Well guess what? Another 48 hours passes and still no payment posted. Now this shit is messing up my vacation. I'm supposed to be on relax mode and the company I owe this bill for is calling me every hour on the hour. So I call up 3rd party and of course get a voice mail. I was about to text him then I get a text from him saying "what's up?" I'm thinking I know he don't think we just cool like that. So I text him back saying "it's been 48 hours still nothing and they keep calling and probably about to disconnect my services. If you can't make it happen then give my money back." He replies "I'll be there after 5." So, after 5 comes and mind you it's snowing in the Chi on this day. We had a few snow storms back to back and the roads are terrible. Now this drive is probably about a 30 minute drive on the street on a regular day, but over an hour in snow traffic. I hate the snow!

So I get there and walk up and guess what? He's not there! (Clue #7 - This MF out Christmas shopping with my money and had no plans of coming in). At this point I'm fuming, if I was a cartoon you could see the fumes rising from my forehead. I walk up to the guy that was manning his station and ask where 3rd party is. He said "oh he didn't come in, he lives far away and it's snowing so he couldn't make it here." I'm thinking I just traveled in this damn snow and made it but he decides to call off, ain't that some convenient bullshit. So I tell the guy the story and he then hands me a small piece of paper and tells me to write down my info again. He gets on the phone and also begins talking in his native tongue. Of course he gets off the phone and says what? "It's done just give it 48-72 hours." I'm like "the other guy said the same shit it's been over a week." He says he knows but I guess whatever blather he just said in his language some how insured it would be done this time. He promises and gives his word that within 72 hours this would be done. Unfortunately, at this point I can't do shit but take his word, but if it was the other guy I'd demand my cash. Although I can't lie I eyeballed the laptop the guy was on and appraised it to be worth about the same amount as I gave the 3rd party. But I then thought that snatching the laptop and running to my car could get me a felony charge and I didn't want to be in jail on Christmas. So I walk out hoping that his word is bond.

Another 48 hours (Damn I feel like Eddie Murphy) passes and nothing. But well it's Christmas and nothing happens on Christmas right? Plus it's been a good one so I try not to worry about it and proceed to enjoy my day. Next day still nothing. It's been 72 hours. My phone still blowing up, at least they took a break from calling on Christmas though. I'm probably the most patient person there is but everyone has a boiling point. I had my son for the weekend and was enjoying his company so I didn't even bother going up there. I figured I'd make the trek on Sunday. But guess what happens Sunday morning at like 3am? Yep my services are disconnected. WTF? Are you serious? So Sunday I already knew what the mission was going to be. I didn't go up there first thing in the morning I figured the later it got the better chance I catch the 3rd party up there. I didn't text him, I didn't call him.

But as I'm getting ready to go up there my son's first tooth came out! So that made my mood better and I was extremely happy and excited. So after taking some pics and him asking me about the tooth fairy I got ready to go. Prior to leaving I was on the phone with my brother and made the comment to my son "whatever you get from the tooth fairy hold it down because your dad may need bail money." He didn't get what I was saying but my brother laughed.

I actually decided to bring my son with me thinking that if he's there it will lessen the chance of me choking this dude out. Also, it crossed my mind that if nothing else he may be able to collect some more teeth for the tooth fairy and raise this bail money quicker. LoL. So we walk in and I see the 3rd party and also the other guy who promised me. Great! I had to wait in a bit of a line. Now I don't know if it was time for the other guy to leave, but when he spotted me he grabbed his coat and left (Clue #8 - If looks could kill, he caught my stare and dodged a bullet and wasn't sticking around for the next to enter the chamber). So, I walk up to the 3rd party and don't even have to say anything. He grabs the paper with my name on it and gets on the phone immediately. As he's on the phone I tell him "hey don't even worry about it just run my cash." He says "hold on one minute I'm just finishing up with this customer if you wanna have a seat I'll be right with you." I immediately notice that the distance from the seating area would give him enough time to escape like his boy did, and say "naw I'm waiting right here."

So, as he's on the phone I notice him reach in his pocket and count his money. Funny some how his cash flow had mysteriously decreased greatly from the previous time he was flaunting and thanking God. Next, I watch him go into the cash register and start counting money. My eyes are that of an eagle ready to swoop on their prey. I count right along with him, 20, 40, 60, 80, 100, etc. Yep that's enough to cover what I'm owed so I don't wanna hear no BS. So, he finishes with the customer and goes back to the register and takes out the money owed to me and says "here you go, but if you can give me 5 minutes. I can take care of this right away for you." I tell him "man don't even waste your time because if you were gonna do it it would have been done it's been 2 weeks and now my services are disconnected. Just run my change and I'll just go pay the stuff (notice the edit version, my son was with me) like I should have from the beginning messing with y'all and this bull." So I took my cash and left. I went and paid the bill and got my services back on and no one got hurt.

But of course there is a lesson learned from this one for me at least. First, don't trust anyone and they damn hook ups no matter how desperate you are or how great they seem. Next, If it's too good to be true it most likely is. Third, If it's not a tangible product that you can touch, smell and or taste don't even play yourself out. Lastly, always follow your first instinct. In this case mines was telling me to not even try doing this dumb shit. But honestly even if in the end the 3rd party had gotten the bill taken care of, the hassle and headache was not even equal. He would have had to do that plus throw me $50-100 to make it even. So next time I hear those famous words "I got the hook up" you can miss me. Don't holla ya hear me?

--C-Recks--

Lost Without You

As much as I try to front and act like I don't need you in my life I was confronted with not having you there the other day. Although it was only for 24 hours I won't lie it seemed like an eternity. I guess I just got so comfortable and so use to you always being there. So when you couldn't be I just didn't know how to handle it. I'm a man first; therefore, I couldn't cry and I couldn't let anyone see how much not having you there was affecting me. But inside... Inside I felt empty. I missed your company, communicating with you and through you, and just being able to touch you. Throughout the day I would try to reach out to you, but I knew that you were unavailable. I knew that if I tried to call that I wouldn't get through. Or if I even tried to send a text that it wouldn't make it to it's destination.

How can this be? I was never this type of guy. I always tried to make sure I did all I could to keep you happy. I took care of you in every way including financially. I always made sure that wherever I went you were there with me. And even when I laid in the bed at night you were right there next to me. And when I woke up in the morning you were the first to greet me. I know that we've made a long term commitment as we've been together going on 4 years now. I truly don't know what I would do without you in my life. I guess that not having you there the other day just made me realize how important you are to me. So important that even one day had me missing you like crazy. Perhaps I was spoiled? You were always so good to me giving me almost everything I needed and more. Now I was reduced to having nothing at all. Was this your way of telling or showing me that I should cherish what we have more than I do. And to never take you or what we have for granted? If so I got the message.

They say that you never really know what you got until it's gone. Well I now understand what that means. But why does it always take being gone for someone to realize. Although it really wasn't my fault, I was left pondering so much throughout those 24 hours. What could I have done differently? I sought advice from so called experts, yet even they were no help. I was left with no choice but to wait for you to come back to me. I sat at work with nothing but you on my mind the whole day. I Wondered how long it would be before we reunited. I even wondered if maybe this was a sign that I should move on to another. Maybe try to start something new. Perhaps we weren't as meant to be as I first thought. But we've been together for such a long time, you know what I need and I know what you need. It's a mutual agreement and we make it work day in day out month in and month out.

But I would be lying if I didn't admit that many have tried to tempt me and take me away from you. However, everyone eventually gets tested right? And if you can pass those test even if not with flying colors you come out stronger on the other side right? I tried to concentrate on work as to not think about you. But you were all I could think of. I sat hoping that later that night we would be back together like old times. I just knew that another day like this would absolutely kill me inside.

I don't know how, but I made it through what seemed to be the longest 8 hour day in the world. Not knowing what to do I once again sought the so-called expert advice. This time it was suggested that maybe if I bought something for you that you would come back. As much as I desire to be with you it just bothered me that I may have to go to this extreme. I mean we were able to always work out any problems we had amongst ourselves. I didn't have to go shopping at the mall to please you. You were always satisfied by me, but maybe this advice was worth a try. At this point I really didn't care. I was willing to try almost anything to be with you again. So I ventured out into the cold and trekked through the snow to the nearest mall. I hate shopping especially during Christmas season. But for you I was willing to step out of my comfort zone.

As I walk into your favorite store I seemed a little lost. The sales associate immediately noticed I probably don't shop here often and asked if I needed help. I told them what I was looking for and they proceeded to assist me. Thank God, because sometimes these type of shopping experiences can be a little embarrassing. So, they found exactly what I was looking for and as I began to leave the store something just felt right again. It was like this one act on my part instantaneously brought us closer. I could just feel your presence again. That empty feeling had gone away. I proceeded to try to send a text message and guess what? It went through. :-D So I immediately called and guess what? It went through, I got an answer. :-D We were once again re-connected and all I could do was smile ear to ear. :-D I don't ever want to go a day without you again...

I must thank the experts at T-Mobile for their advice because it worked. All I needed was a new sim card. They activated it at the store and my phone was back ya'll. I was once again reunited and just like the song says it felt so good. It was so hard to get through an entire day without being able to use my phone. I felt disconnected from the world. I couldn't text, make calls, send e-mails, IM, or anything. I know it's sad but I actually did feel lost. I'm not saying I can't survive without my cell phone, but I will say I've gotten used to having it and all it's technology and capabilities. So in a way I am spoiled. And to go from that to nothing cold turkey is hard. So thank God that I have you back and I don't ever want to go another day without having you.

Has anyone else ever had to experience being without your cell phone for an extended period of time? And if so did you feel the same way I did? I can't be the only one to have gone through this before. LoL.

--C-Recks--

101st Post: Humble Beginnings

Well we made it to our 100th post y'all. Honestly we didn't think we would make it to this mark this soon, but we're here. The funniest thing about this whole blog is that the idea for it just started out from us constantly talking. We probably talk and or communicate in one way or another on a daily basis. Whether it be on the phone, through text messages, Instant messenger, or those few and far between occasions we get to kick it in person. But regardless of how we communicate, we are going to express an opinion on something at some point. And one day the idea was thrown out to start a blog. We were both reluctant because we didn't want to just be talking about our daily and sometimes mundane lives. Not that there is anything wrong with that because many of the blogs about people's daily occurrences that I've read are extremely interesting and addicting enough to keep me coming back. So, as we were talking one day about some subject and expressing our perspective it just dawned on us. "This should be the blog!"

Well with those 5 words, this blog was birthed. We've come a long way; from having barely knowing how to work this blogger, to having no readers and or followers, to where we are today. We appreciate everyone that takes the time to stop by and read and leave comments, especially those that were readers from day one. For those who haven't had a chance to explore our archives, we'll soon be posting some of our older blogs on "Throw Back Thursdays." But we hope to have the privilege of doing 100 more posts in the near future.

So, we were trying to come up with something special for this 101st post. Well we couldn't. LoL. Therefore, we just decided to let you guys have a peak of how some of our conversations tend to go. That way you'll get a general idea of exactly why we chose to write this blog. Here are some back and forth text messages between us. They are not all from the same day, nor in any kind of order. They are simply how we talk. Someone will start a conversation about a subject, then we'll both speak our piece and that'll be it. Most are usually longer and more drawn out than these, but these are a few shorter example. Please pay attention to the randomness and craziness of some of the texts. ____________________________________________________________________

Dre: Man, when I get on Jeopardy, my goal is just to make it to Final Jeopardy. It's gotta be embarrassing as hell when Alex kicks you off the show. LoL

C-R: Hell yeah, even worse than that would be to answer the Final Jeopardy question, get it right, but forgot to write it in question form.

____________________________________________________________________

C-R: I'm watching House of Payne. You know I can't stand this show but when I heard strippers and bachelor party in the opening scene I was pulled in. lol.

Dre: That's all it ever takes.

C-R: Man if I ever get married again don't listen to me when I say I don't want or can't have a bachelor party. Just do the damn thing and don't tell no one. lol

Dre: Man other than not holdin it down, ya boy held you down. lol.

C-R: No doubt that was my first strip club experience. So you definitely held me down.

____________________________________________________________________

Dre: Man I forgot that nigga Scottie Pippen was on the Olympic Team. That nigga was ridin Mike's coat tails worse than Banya was riding Jerry's.

C-R: Lmao. Hell yeah I forgot about that too. The nigga was 4 Real. He was exposed once Mike retired.

Dre: Man he owe everything to Mike. If he getting any P, he need to immediately call Mike and say thank you.

C-R: Lmao. Man hell yeah. You aint neva lied. "If a nickel bag is sold in Harlem I want in." lol

Dre: Exactly. LoL

___________________________________________________________________

C-R: How soon do you think it will be before a rapper uses a metaphor about Plaxico Burress in they lyrics? LoL.

Dre: Shit, I'm gone use it. lol.

C-R: Lol you mean in a blog? I can hear Ludacris now... I fill up like Texaco/ when giving sex to hoes/I'm next to blow/ so shoot ya self like Plaxico... Lmao

Dre: Lmao, Nice. Yeah in a blog.

C-R: Lol. Yeah I gotta hear yo take on this one.

____________________________________________________________________

Brothers' Perspective

--DrizaDre--

--C-Recks--

Just Deserts

Don't worry I didn't make a simple spelling error in my title. You'll understand the spelling as you continue to read. So, a few months my best friend was having an argument with some guy about who was thirstier men or women? So she e-mails me and asks my take on it. Well my immediate response was "Men of course!" My first example proving my point to her was for her to simply log into her myspace. I told her that I bet with her just being logged in [cue the blinking on-line indicator] and not doing anything more that the guys would flock. However, if I were to do the exact same I would maybe [on a good day] receive 1 request to her every 5-10. Unfortunately, she agreed with me that guys are thirstier; therefore, she didn't try my little "social-networking" experiment.

However, my blog entry "It's a One-derful Life" prompted another friend of mines to re-open their previously closed myspace account to prove a point. On her profile she listed 10 items about her as I did in the aforementioned blog. However, she proceeded to tell me that the "resume" as she called it, prompted her to receive 70 friend requests. All of these requests came within a matter of barely 24 hours, from men wanting to be her "One." Well without even asking her to participate she conducted my "social networking" experiment for me. So my response to her was that the 10 items was irrelevant. I feel that even without her putting her 10 items on there that just a picture and no words would have gotten at least half of those requests. Why? Because guys are thirsty.

Still not convinced? Well here's yet another example. A few years ago I was in the grocery store picking up some items for my grandmother. Well my eye spotted a gorgeous woman shopping and pushing her cart along. Now before my mind could even formulate the thought of stepping up to her and say something someone had already beat me to the punch. So, I played the back and watched her shut this guy down as he walked away shaking his head. Within less than a minute I saw another guy make the same attempt only to be shut down. As guy #2 was shut down there was a third guy lurking in the shadows just hoping for his turn. Even after seeing guy #2 get shut down, the third guy proceeds to take his chance. By this time I'm simply laughing because it's become quite comical. Well it's no surprise that guy #3 got the same treatment as his 2 predecessors. The young lady proceeded to the meat department to pick out some poultry, but it wasn't long before guy #4 made his appearance. I couldn't hear what any of them were saying to her, but with her picking out chicken, I'm sure his "original recipe" line that he used wasn't too original. Therefore, he was sent home with no consolation prize along with the previous contestants.

Well I won't front that my mind was thinking hell "give it your best shot worst she can say is no." However, I then thought of it in this way. If I just saw 4 people try to cross the same bridge and all met the same fate of falling in the water would I still try to cross? The answer was an astounding Hell No!! Plug up the Gps and find yourself another route. LoL. So, I told myself I'm just not a thirsty type guy and simply admired her beauty from a distance and kept it moving.

I mean I know I'm from Chicago and perhaps thirstiness just exists here, but I doubt that's the case. I've come to realize that Chicago niggaz just take it to an extreme level. However, I'm sure that women from all over the world can attest to the fact that they've experienced many moments dealing with thirsty guys. We've attempted to come up with a list, let's go through it and see how far we get.

- The guy that buys you a drink at the club and thinks you drinking that drink is some sort of non-verbal contract obligating you to talk to him the rest of the night. So he follows you around the club all night.

- The guy that you actually decide to give your number to; however, he doesn't adhere to the 1-2 day buffer and calls you the same day.

- The guy that when he meets you and you won't give him your number decides to give you his number. But not just his number. He includes his work number, his e-mail address, his instant messenger, and just in case you can't reach him at any of those his momma's number.

- The guy that first tries to holla at you. Then when you shut him down moves on to your girl. But when she doesn't give him any love either he then makes an attempt at your other girl. Eventually he goes through the rest of your crew, but even though no one takes his bait it doesn't deter him from trying.

- The guy that you've barely known a week or 2; however, he already wants you to be his woman. But wait he's not just satisfied with you just being his girl. Within that same week or 2, he wants you to meet his momma, be his wife, and go half on a baby with him.

- The guy that calls you and when you don't answer he leaves you a voice mail. But before you can even check the voice mail he's calling you again. But when you don't answer the next time he's sends you a text message. My brother commonly refers to these individuals as Serial Dialers.

- The guy that will admittedly do anything to get you to sleep with him. Including but not limited to offering to buy you any and everything you want as if money will all of a sudden make you want to be with him.

- The guy that sees you walking down the street as he's driving and tries to get your attention by yelling from the car. When you ignore his disrespectful attempt, he continues to drive along side you trying different lines on you hoping you change your mind.

- The guy that you openly treat like s**t, yet he takes your s**t and whatever else you do to him just no matter how bad it is. He doesn't care because he just wants to be with you no matter what.


Alright that's all we could come up with. But feel free to add to the list in your comments I'm sure we've left plenty things out. But the bottom line is that although there are some thirsty women out there, they don't close to match the numbers of thirsty men. I guess some of these guys didn't get the memo that women out number men in most places. You would think that would deter them from being so thirsty; however, it doesn't and it won't.

So to those thirsty men out there. Please stop being so damn thirsty! Ya'll make it harder for us regular guys to even get a chance because of how thirsty the last guy that tried was. So calm your thirsty asses down, for starters here's a glass of water on me. LoL.
--C-Recks--
--DrizaDre--

Inconvenient Convenience

If you're alive today then there's a 99% chance you have either sent or received a text message before. Now I will admit that I love and enjoy the convenience of being able to text as opposed to making a call. Plus since a young kid I've never been that much of a phone person. I was talking to my son (4yrs. old about to be 5) on the phone the other day and after the usual how are you, how was your day, what are you up to I over hear him whisper to his mom "Mom I don't have anything else to talk about." But I can feel him I'd rather be playing than have a long conversation with my dad too. But I'm sure if his spelling game was a little more advanced he'd probably say just text me daddy. LoL.

Well although a text message can have plenty of advantages and they usually outweigh the disadvantages, there are some things that can still bother you about texting. Maybe it's not necessarily the text message itself but there are certain things associated with text messaging that can be erking to some. Or maybe it has more to do with the person that you're texting on the other end. I've just come up with some things that I'm sure we all have experienced pertaining to the text message and well you can decide how you feel in particular about each item.

Text Forwards

I wrote an entire blog about text forwards you can read it yourself. So no need to elaborate too much more on it. But it's a big pet peeve of mines so it tops this list. Just know that if you forward me a text 9/10 you won't get it back. LoL.

Response Time

Is there a protocol as for how soon one should respond to a text message? Now I normally don't read rules and instructions. I usually just take things out of the box and figure out how they work on my own. So is there something is the manual for the phone that states one must respond to a text message in a certain amount of time? I'm sure we've all gotten that text from whoever stating or asking something. Well perhaps you were busy at the time, sleeping or just didn't want to respond right away. But the next thing you know you're getting a call with someone asking "why didn't you reply back to my text?" Now let's not confuse this person with a serial dialer as my brother mentioned in an earlier blog. To be honest I've done this one myself. Then after I call I tend to ask myself if it was this important shouldn't I have just called in the first place? LoL.

Accidental Texts

I was recently got a text from my son's mother and she was telling me how excited my son was to wear the costume I bought him for Halloween. So, I replied back and then I got another text from her that said "I love you too and have a wonderful day." Well it was obvious that this was clearly not for me. However, once you press send on that text message it's over. As much as you hope and wish you could get it back it's definitely too late. But lucky for her I knew that it was sent to the wrong person. A different kind of ex may have taken that text the wrong way. I've made the mistake of texting the wrong person as well. My mom and brother have similar names; in fact, there is only 1 letter different in their names. Not to mention their phone numbers have the same first 5 numbers. So there have been many of times I've accidently text my mom instead of my brother. Although my mom is really cool, I'm glad those accidental texts [meant for my brother] weren't anything too vulgar like they can be at times. LoL.

Text Assumptions

Have you ever gotten this text? "I'll just hit you later you seem busy." If I'm texting you back and we're texting back and forth how can I seem busy? Now if this other person is your spouse or better half that can just sense things about you I can understand such a response. But to just make such an assumption based on reading a text message is to me without merit. The same goes with this one. "You seem upset or mad." How? Did the words come across your phone screen differently than I texted? The problem with reading words is that the reader gets to intepret (whether out loud or in their head) how the words are spoken. No different than when you're reading a book or even this blog. You [the reader] get to choose the tone of what you're reading. The same goes for a text message. And often the reader can make an assumption which can be so off the mark. And you know what they say about when you assume.

Text Arguments

I know that everyone reading has probably had an argument by text. I personally hate arguing at all, let alone via text. Now it could start from something like mentioned above where a wrong assumption is made based on a text message. The next thing you know someone is typing in all CAPITAL LETTERS. And you know what that means, yep they're now yelling at you. And dont forget the exclamation marks!!!!!!! That's showing them you really mean business. Oh wait what about the little mean smiley faces >:-O Is that the yelling one? Well my problem with text arguing is that when I do it I think to myself what am I doing and why don't I just pick up the phone and say what I need to say? But unfortunately once you've started a text argument it's like a 12 round boxing match and you just don't want to throw in the towel. However, there can be an advantage to arguments by text. For instance, you can think more about what you want to say and strategically choose your words. Whether they be the perfect upper cut, a little jab here and there, or even dancing around the ring like Ali trying to avoid further confrontation. Where as in a face to face or even phone argument at times you speak the first thing that comes to mind which usually adds fuel to the fire of an argument. But don't take too long to respond. As stated with response time either the person you're arguing with will think you're ignoring them or even that they won the argument. You may get a text stating "Nothing to say huh? Thought so!!"

Drunk Texting

Now this is definitely one of those times where you probably wish your phone wasn't so technologically advanced and that had an old school brick cell phone. Drinking and texting is definitely not as dangerous as drinking and driving but the results can also be tragic in nature. Have you ever had a little bit too much to drink then sent a text that said something you shouldn't have said to someone you know damn well you shouldn't have even been texting? Well usually when it happens just like most things you do while intoxicated you don't realize what has taken place until the next morning. As soon as you start to reading those texts from that individual the you scratch your head wondering what they're talking about. That is until you open the sent folder and see exactly what you were texting. In response to your discovery you'll usually let out an "Oh S**t!!" and then try to figure out how you'll clean this one up.

Recently Google unveiled "Mail Goggles" which actually helps to prevent drunk e-mailing. When activated Google will require the e-mailer to solve a series of math questions in order to determine that they're in the right mind state to send that e-mail. Once you complete the questions the e-mail will be sent. However, if you can not solve the simple to complex math questions (as previously determined by the user) the e-mail will not be sent. Hopefully for all of us drunk texters out there they'll eventually install a technology such as this in cell phones.

Text Abbreviations

Now luckily I've been able to keep up with some of the younger generation and their text talk as I like to call it. But sometimes even I'm stumped. I mean I can recognize the basics such as LOL (Laugh Out Loud), TTYL (Talk to you later), LMAO (Laughing My ass off), LMAFO (Laughing my f**king ass off), IDK (I don't know), BF (Boyfriend), GF (Girlfriend), BFF (Best friend forever), OMG (Oh My God), BRB (Be Right Back), JK (Just Kidding), BTW (By the Way), Etc. But then again there are some abbreviations that I would never be able to figure out. For instance, FIIK (F**K If I know), I would have never gotten that one. Or FEITCTAJ (F**k 'em if they can't take a joke), which I should know since my grandfather always says this. Also, GTFO (Get The F**k Out) and SWL (Screaming With Laughter). Basically the list goes on. Whatever happen to regular English? Now you have to be able to speak text talk. If you want to brush up on your text talk skills there's a whole list of abbreviations you can check out here. I just wouldn't try to impress your friends with any of those abbreviations unless they've also studied this list. Or you'll probably get a text response back like "WTF" (What the F**k?)

Well regardless of what I like and don't like about texting I won't lie and say I would want to give it up as a feature on my cell phone. Like I said there are much more benefits than there are negative things associated with the text message. In fact, I just ordered the new G-1 (to the left) phone from T-Mobile last week. It should arrive in another week or so. So basically you know that the text messages won't be stopping anytime soon.

So as Lil' Wayne said "Unless ya Feel a lil desperate send a nigga a text message."

--C-Recks--